Vehicle and Asset Finance

Our Vehicle and Asset Finance (VAF) facility offers short to medium-term finance to buy moveable assets, such as motor vehicles, for your business. We offer competitive and flexible terms for both individuals and businesses.

Assets we finance

Our VAF comes with the option to first right of purchase. Assets financed include:

  • Construction equipment
  • Agricultural equipment
  • Vehicles
  • Earthmoving equipment and material handling
  • Aviation
  • Plant and machinery
  • Commercial fleets
  • Mining equipment.

What does it offer me?

  • Assets can be financed up to a maximum of 60 months (five years)
  • Competitive interest rates
  • New or used assets and vehicles may be financed
  • Loans can be used to buy machinery, office and medical equipment
  • Finance to buy motor vehicles ranging from saloons, pick-ups, prime movers and earth movers.



What do I need to apply

A business applying for vehicle and asset finance must have operational offices in Lesotho.

Visit your nearest branch with the following documents:

1. Application letter containing:

           a) The amount of the asset

           b) Purpose  of application

           c) Period of payment

2. Financial statements for 3 successive years

3. Management Accounts (Required if the financial statements are more than 6 months)

4. Cash flow projections for next twelve months.

5. Quotation for the required asset

6. 12 months’ bank statement if banking with another bank


The Deposit amount required depends on the business repayment ability and the intended use of the asset.


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