Borrow For Your Needs
Some of the benefits
Protect your assets
Cover an extension to your home, new furniture, or surprise repair bills with a personal loan from Standard Bank. No collateral needed, fixed monthly payments.
A home loan especially for our Basotho clients living and working abroad. Build your dream home in Lesotho, secure an access bond and apply for equity release on your property in Lesotho, all while living out of the country.
Your home is your most important asset, providing not only an investment into your future but shelter, warmth, and memories. Standard Bank offers a simple application process to finance your home, with a loan payable over up to 20 years, and an interest linked to the prime lending rate.
Continuous credit, letting you borrow again up to the original loan amount, provided you’ve paid back at least 15% of the original amount. Minimum monthly repayment is calculated as a percentage of the outstanding amount, but you can make additional payments of any amount at your own convenience.
If you are expecting to need additional funds later on, this offering requires fixed monthly repayments, and gives the option to borrow again without repeating the approval process, provided you’ve made at least six payments.
If you don’t earn enough to qualify for traditional loans, and you work for a company which has partnered with us, you may still be able to borrow through our Salary Earner Scheme
Financing your purchases of large ticket items like vehicles and other movable assets. Take ownership of your new car immediately, with up to 60 months to pay back the loan. Flexible, affordable, with interest calculated according to your risk profile.
Speak to one of our advisers about the best products for your needs