Borrow For Your Needs
Browse our range of personal finance products, from unsecured loans and revolving credit to vehicle, asset and home loans
Some of the benefits
Personalised Interest
Enjoy a personalised interest rate on your loan
Flexible terms
Choose between a minimum of 12 months and a maximum of 84 months to repay your personal loan
Easy to get
You can complete some of our loans end-to-end via our digital platforms
Convenient
Quick solution to emergency and non-emergency needs
Home loans and Mortgages
Building loan
Construction loan for the development of a single residential property or purchase of off-plan houses. Building a property from scratch/ completion of residential property. Enables clients to expand, remodel or renovate their existing property.
Access bond
Clients can access funds for home improvements for personal use through a re-advance on their bond, or by registering an additional bond on their property.
Equity release
A home loan variant where clients can unlock the value from their existing property and take a loan to use the cash released for a variety of personal needs - including the purchase of another home or prime land, business expansion or funding education.
Purchasing loan
A home loan is for clients who wish to purchase a first home, second home or invest. It is for the outright purchase of a turnkey property or primary accommodation. Buying an already existing property.
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Speak to one of our advisers about the best products for your needs
This online calculator provides an indication only, and you are to use this online calculator at your own discretion. Standard Bank gives no warranty, express or implied, as to the accuracy, reliability and completeness of any information, formulae or calculations provided through the use of this calculator and does not accept any liability for loss or damage of whatsoever nature, which may be attributable to the reliance on and use of this calculator.
All rates and fees used in the calculators are provided as an indication only and do not imply an offer or acceptance of a loan. Any fees quoted herein are subject to change.
Note that the monthly repayment is calculated up to a maximum of 35% of your total net monthly income.